Car accidents are common in Florida. Florida is the fourth largest state by population, trailing only California, Texas, and New York.

Florida has No-Fault Insurance. Under Florida law, if a person owns a car in the state, he or she must carry PIP (Personal Injury Protection) benefits in the amount of $10,000.00 as well as Property Damage Liability coverage. Any claim for medical benefits or lost income must first be submitted to the PIP carrier, regardless of fault. If it is determined that a person not at fault in the accident has suffered a permanent injury, as defined by law, then a claim for pain and suffering damages can be filed against the other at-fault motorist's insurance company. If there is no Bodily Injury (BI) insurance, the victim may make a claim for damages against their own uninsured / under-insured motorist coverage, if such a policy was purchased.

If all of this seems a little bit confusing, the Law Offices of Greg Kimball, P.A. are very experienced in handling these matters, and can explain your situation to you with clarity.

The Law Offices of Greg Kimball, P.A. will assist you in finding out the relevant insurance information, choice of doctor, and other important areas that need to be addressed.

We strongly advise our clients not to speak directly to the insurance adjuster for the other side, as they often wish to take recorded statements to be used against you. While a person has the duty to cooperate with his or her own insurance company, we like to particpate in any statements to that company. Often adjusters will tell pepople that they don't need a lawyer, and that they attorneys' fees will come out of their pocket. What the adjusters don't say is that typically attorneys can recover substantially more money than an unrepresented, unarmed injured person going up against a big insurance company alone.

There are no attorney fees or costs at Greg Kimball Law, P.A. unless we win your case. You have nothing to lose. Call us for a free consultation. We will come to your home or the hospital. Of course, consultations are always available at the office.